Covered CA Pandemic Special Enrollment Period Is Still Available! Apply now if you haven't before the deadline!
What Is Covered California?
The Covered California Health Exchange is the government agency offering subsidized Obamacare plans for this state. The California Health Exchange was created to assist citizens and legal residents with applying for marketplace coverage in order to comply with the Affordable Care Act (“ACA”). When the law was passed in 2010, each of the 50 states had to decide to either create a state-run health insurance exchange or offer enrollment through a federally-operated exchange. This state chose to create their own exchange and called it “Covered California”.
What Does The California Health Exchange Do?
The Exchange helps Californians comply with the Obamacare mandate. It helps individuals and families obtain health coverage that includes the minimum essential benefits required by the law. Certain carriers are certified to offer subsidized Obama Care Plans and Prices plans and dental plans through the Exchange. These Covered California plans can sell insurance on or off the Exchange. But for qualified consumers, rates can be better if the medical plan is purchased through the marketplace.
What is the CA Tax penalty?
The “mandate” refers to the federal law that requires all Californian citizens and legal residents to have qualified medical insurance. This medical coverage may be acquired off-exchange or through Covered California. The mandate is also known as the Affordable Care Act, or Obama Care Obamacare ensures all Americans in California can get health insurance and can access medical care without having to pay a lot of money in the process. It is mandatory that everyone gets health insurance in California, and you might be subjected to a penalty if you don’t.
Can I qualify for a $0 premium plan?
There are $0 plans available now in CA for those who qualify! This is based on income, household size, zip code, and age. If you think you don't qualify, try applying again! It really doesn't hurt to see if you do. A lot of people who do not think they qualify end up qualifying and getting free insurance. Fill out our easy step process to see if you do qualify for free healthcare!
I can’t thank Health Mutual Network enough! I’ve always been self employed and wasn’t offered any insurance elsewhere so I was scrambling on the marketplace for an Covered CA plan. I needed to get my wife to the hospital for a procedure but the application was hard to finish. I googled some more and found Health Mutual Network's easy enrollment process. Not only did they do everything for me after filling out the form, she had major premium subsidies I didn't know we could qualify for. She has finished her final procedure and am so thankfully that it was that easy to enroll and everything ended up well.
Matt S. from Riverside, CA
I was confused on how all the insurance plans work so I decided to get a quote from Health Mutual Network for my Covered CA application. I loved that I didn't receive spam calls from so many people and it was just a no-frill enrollment process. So I end up finding out that I qualified for a $0 premium plan with more benefits than my last coverage. I was in shock! I just put my information in and in a week I received my cards and brochures. This was such a simple process and I appreciate them being upfront and easy to work with.
Tracy M. from San Francisco, CA
I am very glad that I enrolled through Health Mutual Network instead of the nightmare that was the Covered CA application. I lost my job recently and didn't have any more money to spend on the monthly payment. I finished the application through Health Mutual Network and found out I'm paying $0 for my premium. I never imagined having free health coverage. My brother has Medicare because he was disabled and it was free. I didn't know I could qualify with my income. I actually did also reach out to Health Mutual Network because I wasn't sure what document to upload. They walked me through it and it was all handled. Only good things to say about this company and their enrollment process.
Shawn H. from San Diego, CA